What the product is, who it's for, and the benefit that sets it apart.
Funeral Advantage is the final expense whole life product offered by Lincoln Heritage Life Insurance Company. It is designed to help families cover funeral and end-of-life costs. Coverage typically ranges from modest amounts up to limits set by the carrier, generally without a medical exam — eligibility is based on age, state, and health questions.
Funeral Advantage is built for people who want to make sure their loved ones aren't left with the financial weight of a funeral. It's often chosen by seniors and by adults arranging protection for a parent or spouse.
Every Funeral Advantage policy includes membership in the Funeral Consumer Guardian Society (FCGS) — a benefit that helps families plan and compare funeral arrangements and offers support at the time of need. This membership is a distinguishing feature of Lincoln Heritage's offering.
Golden Memorial is a premier agency representing Lincoln Heritage. We are not the carrier — Lincoln Heritage issues the policies. Our role is to guide families through their options with patience and honesty, and to help the right people find the right coverage. No coverage is in effect unless and until an application is approved by the carrier and the premium is paid.